Money & Career Mastery: Debt, Wealth, Family & Legacy

148. How to Reset Your Budget After a Chaotic Summer

Laura Sexton Episode 148

If your budget went off the rails this summer, you’re not alone—and you don’t need guilt to get back on track. Between travel, camps, groceries that vanish in days, and “just because” ice cream runs, summer spending can feel like juggling with water balloons. But fall is the perfect time to reset your finances with intention.

In this episode, I’m walking you through my 3-Step Budget Reset Plan—the same one I’m using after my own summer of spontaneous purchases, seasonal expenses, and even a water shutoff adventure. You’ll learn how to reflect on your spending, rebuild your budget for what’s ahead, and recommit to the habits that keep you moving toward your goals—without shame or overwhelm.

In this episode you’ll learn:

  • How to audit the last 2–3 months of spending (and spot your real budget busters)

  • Why adjusting for seasonal changes like back-to-school and holidays is key

  • My favorite instant-win strategies to free up cash right now

  • How to choose one accountability tool to keep your budget on track

  • The emotional side of budgeting—and why grace beats guilt every time

Whether you’re starting fresh after a hectic summer or just need a mid-year tune-up, this reset will help you finish the year strong.

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