Money & Career Mastery: Debt, Wealth, Family & Legacy

144. Buying a Car Without Debt: How to Navigate Big Purchases with Confidence and Peace

Laura Sexton Episode 144

When life throws you a curveball—like a totaled car—how do you make a big purchase without losing your peace (or your financial goals)?

In this episode of Money & Career Mastery, I’m taking you behind the scenes of our real-life car buying journey. From the emotional rollercoaster of unexpected expenses to the practical strategies that kept us debt-free, this episode is full of lessons you can use when it’s your turn to make a big purchase.

I’m sharing the exact mindset shifts, research tools, and negotiation tips that helped us confidently buy a car with cash (even when the price tag was higher than planned) and without the stress of dealer games.

In this episode you’ll learn:

  • How to set a realistic budget for a car purchase (and avoid sneaky dealer tactics)
  • Why buying used and debt-free is often the smartest financial move
  • The non-negotiables to have before you walk into a dealership
  • How to advocate for yourself and avoid getting pressured into bad deals
  • Why mindset matters just as much as money when making big purchases

Whether you’re buying your first car, replacing a totaled one, or preparing for a big purchase in the future, these strategies will help you stay calm, confident, and in control.

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Learn more about working with Laura Sexton

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