Money & Career Mastery: Debt, Wealth, Family & Legacy
Are you feeling stuck in the paycheck-to-paycheck cycle, juggling debt, career decisions, and family goals while longing for financial freedom?
Welcome to the podcast that helps you take control of your finances, align your career with your values, and build a legacy for your family.
Hosted by Laura Sexton, Abundance & Legacy Coach, this podcast is your go-to resource for actionable advice, simple strategies, and motivational insights. Together, we’ll tackle the overwhelm of personal finances, optimize income, and design a life of freedom and purpose.
This show will provide answers to questions like:
- How do I create a budget and stick to it?
- Should I save or invest?
- What is debt consolidation, and should I consolidate my debt?
- How much should I save for retirement?
- What’s the best way to pay off debt?
- How can I maximize my income and career opportunities?
- How do I start building generational wealth?
- What is a 401(k), as is it the same as an IRA?
- How do I successfully transition from a 9-5 to entrepreneurship?
In each episode, you’ll learn how to:
- Pay off debt without sacrificing your lifestyle.
- Maximize your income and career opportunities.
- Navigate career changes and pivot toward entrepreneurship.
- Build generational wealth through intentional choices.
- Break free from financial stress and live with confidence.
If you're ready to move from overwhelmed to empowered, ditch the 9-5, and own your financial future, this is the podcast for you!
Subscribe now and start your journey to money and career mastery today.
Money & Career Mastery: Debt, Wealth, Family & Legacy
136. How to Plan When Income is Inconsistent
Does your income change every month? Are you tired of traditional budgets that just don’t fit your unpredictable paycheck? In this episode, I’m answering a listener question about how to create a budget that actually works when your income varies from month to month. Whether you're an actor, real estate agent, freelancer, or contractor, it’s time to stop guessing and start building a peace-filled, flexible system.
We’ll talk about how to create a bare minimum budget, introduce my priority-based ladder method, and explore strategies like the Hill & Valley account to build margin and reduce financial stress—even when income isn’t steady.
In this episode, you’ll learn:
- Why traditional budgeting doesn’t work for variable income
- The two paths to peace: getting one month ahead vs. changing your system
- How to build a bare minimum budget (and what belongs in it)
- What a priority-based ladder budget looks like—and how to use it
- The power of a Hill & Valley account (and how it transforms stress into strategy)
- Why peace and margin actually help you earn more
Timestamps:
00:51 Why Traditional Budgets Fail with Inconsistent Income
01:24 Challenges of Inconsistent Income
01:56 Strategies for Managing Inconsistent Income
04:15 Creating a Bare Minimum Budget
06:32 Value-Aligned Budgeting
07:42 Case Study: Jill's Budgeting Dilemma
09:15 Introducing the Ladder Method
13:10 Building Peace into Your Budget
Want a budget that fits your real life?
I’m currently offering 7 Budget Deep Dive sessions during my Financial Independence Day promo before prices increase. Don’t wait—grab your session and build a flexible plan that actually works.
👉 AccelerateYourLegacy.com/budget-deep-dive
Learn more about working with Laura Sexton
. Join the Facebook group Legacy Builders Network.
· Become a master with your money. Learn more here!
· Checkout the resource library here!
Want to ask a question Laura can answer on the podcast? Connect with her here!
Want to receive a live money or career audit? Apply Here
Send an email to Laura@AccelerateYourLegacy.com or send a DM on Instagram @accelerateyourlegacy
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