49. Cultivating Your Financial Orchard // with Chad Hufford

In this episode, host Laura Sexton speaks with Chad Hufford. Chad is the owner of Veritas Wealth Management, a boutique financial planning firm managing $500 million and serving families across the U.S. The episode explores Chad's coaching mindset and his goal to empower and educate people not only to become better investors but also to live intentionally and create an abundant life.

In addition to the podcast episode, Chad has released a book titled "Forging Financial Freedom," which distills the mindsets and lessons learned from working with blue-collar millionaires into a guide focused on mindset and perspective in wealth-building. The book is available for pre-order at www.forgingfinancialfreedom.com.

In this episode you’ll learn:

.The importance of retiring WITH purpose

.How investing is like an orchard

.To start small, start now

Connect with Chad Hufford:

Ask@veritasalaska.com

www.veritasalaska.com

www.instagram.com/veritas.alaska

www.linkedin.com/in/chad-hufford-066208100/

www.youtube.com/@veritaswealthmanagement 

Learn more about working with Laura Sexton

· Become a master with your money. Learn more here!

· Checkout the resource library here!

Want to ask a question Laura can answer on the podcast? Connect with her here!

Send an email to Laura@AccelerateYourLegacy.com or send a DM on Instagram @accelerateyourlegacy

Transcript

Laura: 0:03

Hello and welcome to the Accelerate Your Legacy podcast. I'm Laura Sexton, your trusted financial coach and money mindset specialist. Join me as we explore the world of money and money mindset while also paving the way for a lasting legacy that extends far beyond money. Together we'll eliminate stress, amplify freedom, and ensure you stop paying for your past so you can start saving for your future. If you're seeking peace in your finances, more margin in your budget, and a legacy that inspires generations to come, you're in the right place. Hey, Accelerators, welcome back. I want to introduce you to a new friend of mine. Chad Hufford is here with us. Born and raised in Anchorage, Alaska, Chad grew up in the financial industry, but also developed a strong background. Grown in athletics, nutrition and performance psychology. Chad brings a coaching mindset and the heart of a teacher to financial planning and investing. As he strives to empower and educate his audience to not only become better investors, but to live intentionally and create an abundant life. Chad is one of Dave Ramsey's SmartVestor pros and owns a boutique financial planning firm, Veritas Wealth Management, that manages 500 million and serves several hundred families across the U. S. Chad and his wife Tiffany have been blessed with six wonderful children. Tiffany stays busy homeschooling the kids and the whole family is very involved in their church and local community. Believing that to whom much is given, much is expected. Chad strives to employ his knowledge and experience to serve and enrich the lives of those around them. Chad, welcome to the show.

Chad Hufford: 1:55

Laura, thank you so much for having me. It's a pleasure to be here.

Laura: 1:58

Okay. So we're going to start with the most important number that I threw out there. You have six kids.

Chad Hufford: 2:06

We have six kids. Yep. Yeah. We've got, 15 down to three. We're just those super, super cool parents that homeschool. And it works for us. I'm blessed to have a job. I can work from pretty much anywhere. So we're able to travel a lot because I'll be honest, it gets cold outside is beautiful. I mean, I'm looking outside right now. There's not a cloud in the sky, but it could easily be 15 degrees and dumping snow. So, you know, we like to be able to to follow the sunshine.

Laura: 2:32

That's wonderful. That's the way to do it. If you were going to homeschool being able to travel and and see everything that this beautiful country has to offer, especially up, you guys are up in Alaska. I mean, it's the Wild West. It's amazing. Chad, who is 1 person whose legacy you admire and would like to emulate?

Chad Hufford: 2:49

So I struggle with this. It's hard to narrow down to one person. I've been blessed to be impacted by a lot of people, but I had to go back to the pages of history. And for me, it would have to be the apostle Paul, because he was somebody who had an incredible change in his life. And he did not allow himself to be dictated by the person he once was. he looked to be the person that he knew he could become. And he invested in the lives of those around him through his mistakes, through his failures, but also through his victories and triumphs, he allowed people to learn from those failures and to experience the victory from his wins and he made others around him better. So it'd be the apostle Paul.

Laura: 3:33

I got full on Holy spirit chills when you said that. Just so you know, I feel so connected to you and on such a deeper level I've been in a series of waiting. And 1 of the things that's been helping me get through is realizing that apostle Paul did his. Most prolific work while he was waiting when he wanted to get to the church when he was stuck in prison, he wanted to go out. He wanted to talk to people and he was waiting.

Chad Hufford: 4:01

It was tough to come up with that, but his writings have been on my mind a lot. I see some of my own shortcomings in him, but I also see some of my own possibilities lived in him where, again, not that I've got to figure out, but as aspirational goal, looking at like, you know what, that's the type of person that I want to become.

Laura: 4:19

You have been working really, really hard to get to a company that manages 500, 000, 000, but that's not just like you have one person that reaches that you have a lot of people that you are helping and you're facilitating. And 1 of the things that I do on the show is I tell people that it's possible to become a millionaire. You're not just working with 1 person that has a lot of money. You have a lot of people that are managing large accounts. Can you just tell the people that it's possible?

Chad Hufford: 4:46

Yes. And not only is it possible, but the folks that we work with, Laura, we, we do have some physicians. We do have some dentists. We do have some people that own large businesses. Most of our people that we work with are blue collar millionaires. I just got off the phone with a firefighter. I talked to a couple of cops earlier today. My personal biggest niche is the oil field welders, pipe fitters, These are people that work hard. They're super diligent. They're super intentional. They make good money, but not great money. And they have a tremendous financial future because they've done the difficult things that most people aren't willing to do. You talked about, a couple of episodes ago, people basically waiting until the pain of staying the same is greater than the pain of change. And we've worked with people who have made that decision earlier before that pain got so bad, just realizing, Hey, we want a different result than everybody else is getting. We're going to start choosing different inputs. These are not people that are incredibly well educated. They're not necessarily people that most of them were not born into wealth at all. We work with a couple people that actually experience homelessness at some point in their life, but it's people who executed the right things consistently over time. I always tell people, there's no one dollar that makes you wealthy. There's no one pushup that makes you fit. It's the little things that you do every single day for years and years. That's what makes the difference regardless of your pedigree, your income, your job, your education level, that stuff doesn't matter nearly as much as your persistence and perseverance.

Laura: 6:19

It's the consistent over time. I'm so glad you said that. You have taken the time to get to know these people and to establish relationships with them and to help them grow because you, you don't just know their numbers, you know, them as people and, you know, them in their careers. You've established that. I think it's really important because there are some people that you're just numbers on a page and they don't look at the other pieces of the financial journey.

Chad Hufford: 6:48

There's a lot of financial planners out there that help people find better investments, and that is important. But helping somebody become a better investor is a completely different journey. It's a completely different pathway. You can't give somebody a better paintbrush. And it makes them a better artist doesn't work that way. You can give people better tools and it might help, but it isn't changing their life trajectory, helping them to become a better operator of that tool. In this case, to become a better operator of those investments, that's what changes somebody's legacy. That's what changes somebody's financial trajectory. So it requires coaching, coaching requires relationship, requires trust. It requires walking through difficult things together. So that's the way that we built this thing. Dave Ramsey says have. Heart of a teacher, we, we upped the ante. We said, teachers, teachers are great at transferring knowledge. Coaches help apply and execute that knowledge. We need to be coaches.

Laura: 7:43

I love, well, obviously I love that. I think that's great. And you have a coach that works in your company that is exclusively a coach, not just doing the investment and the other things as well.

Chad Hufford: 7:55

We have a Dave Ramsey financial coach. We actually have a retired basketball coach. He coached collegiate professionally. We have one of his players that he coached 20 something years ago. I worked in strength and conditioning department with him during one of his stints up here in the University of Alaska. So coaching is our bread and butter. Finances is our tool right now, but the mindset that we have is to be coaches because in order to experience a life of abundance, people have to be changed inside out. If you have somebody that has a scarcity mindset, they're fearful, or they're greedy, or they're whatever, and you give them a bunch of money. It just makes a bad problem worse. It doesn't actually help them experience more abundance. So we just view money as a tool. We're working on the individual to make them a better operator of that tool, rather than just trying to Help them find a better tool. That makes sense.

Laura: 8:46

It makes a lot of sense and it's really something that I'm glad that my audience is hearing because a lot of times we get really focused in the today, how am I going to better my today? How am I going to better my career? How am I going to just get by? Some of us are just getting by through the day. We're just trying to get to the end of the day so we can get to tomorrow and. Sometimes it's okay to be in that moment, but we really need to be forward thinking. And 1 of the things that you talk about is how to retire on purpose. Let's jump forward 20 years, 2030 years, wherever we're at and let's look at what it looks like to not just retire from a career, but retire to a life of meaningful pursuits and abundance. Like, you just said, what does that look like?

Chad Hufford: 9:30

Well, first of all, requires visualization on what you actually want, like what is important to you. You said in a recent episode about. Visualizing your dreams down to a blade of grass. And I love that. And some people might think like that's too mushy for me. Like, I don't like that. But if, if you don't know, what's important to you, you're going to end up chasing somebody else's dreams. You're going to end up dancing to somebody else's music and money. Isn't going to solve that problem. So what we need to do is figure out what is. Yeah. Vitally and, absolutely meaningful to that individual. What gives them fulfillment? What gives them meaningful pursuit? Cause it's not just enough to have something meaningful. We need pursuit, especially the types of people we work with. Like I said, they're not necessarily the most educated, they'll have this amazing pedigree, but they are ambitious. They go after their goals. The worst thing for somebody like that is to have nothing to chase. And in fact, what we've seen is if people don't have meaningful pursuit in retirement, they end up pursuing the wrong things. And we've actually stopped calling it retirement. And Laura, we've tried to get people to wrap their mind around this idea of a work optional lifestyle. It doesn't mean you stop working. It doesn't mean that you unplug. It means you don't need your paycheck anymore. You are financially free from your paycheck. You are financially independent from your job and from your career. But I believe Laura, from the bottom of my heart, that if you no longer need your job and your paycheck, And you now have that time freed up to do what is deeply meaningful to you. You should have more impact after retirement in your life and the people around you than you ever did before. I think those years between financial freedom and when you finally kick the bucket, those are the biggest years to make the biggest difference in this world, in the lives of the people you care about, because you don't have, you don't have to go to work every day, or you can choose a job that resonates deeply with you. The worst thing that people can do is view retirement like a finish line. And for two reasons, I'll just, I'll try to briefly explain this. Number one, if we view retirement as a finish line, we look at it is okay. When I retire, then I'll be able to focus on my health. When I retire, then I'll focus on my relationships. When I retire, then I'll be able to live abundantly and enjoy my life. It's like, everything is on pause until that point. The other problem with that mindset, Laura, is that when people view retirement as a finish line, well, they do what everybody does. And I hit a finish line. They slow down. One of the worst things that we can do is get past that and then feel like, well, that's behind me now. Like I've peaked the retirement was last week, last year, whatever, and that person might have 25, 30 years ahead of them still and feel like the best is behind them. In fact, I'll illustrate it with a story. You briefly mentioned my background. I used to In another life used to work with professional fighters, Olympic athletes even some soldiers. And I was working with an Olympic skier and he skied for Canada. So I felt like I betrayed the U S a little bit by helping this guy. But anyways, he explained to me one time. He said one of the most elating feelings that he ever felt his entire life was standing on that podium, hearing the Canadian national anthem. And he said it was followed by one of the most empty moments. And one of the most devastating feelings of meaninglessness when he woke up the next morning and realized that if he sacrificed. Next. Unbelievable amounts of, of time and effort and energy at best. He might be able to get back to where he was the day before. And that's the idea of looking at retirement as a finish line where people wake up and it usually isn't right after retirement. It might be six months, that'd be two years. And they're thinking, is that all it is? I sacrifice everything for this. So we don't want you to just quit working. We don't want you to retire to something, not from something. That's the pursuit of an

Laura: 13:31

abundant life. I think that's where the fire movement kind of gets a bad rap where people are like, Oh, you know, financial independence. That part's great. Retire early. Why? Like, what are you going to do with your life or all, all you're going to do is sit around? To me, that's a recipe for despair and sadness. And when you talked about that empty moment and that meaninglessness that comes after standing up on an Olympic podium, I just think of so many Oscar winners. These people are like, I just want an Oscar. I just want, and they strove for that. And then they got it. They're like, is this all it is? I talk about having a rich life. It's not rich as in wealth in a bank account. It's rich as in full, vibrant, flavorful, abundant. And I think that's so incredibly important that we are pushing towards how to help others, how to leave a legacy. That's what we're focused on I'm so glad that you've said it this way, and that you've had that background with this person that has this beautiful story that you're able to share it with everybody here today. So let's get a little bit tactical here. Because we got a little bit of the feeling part, but when it comes to investing, and I know that you can't give any specifics, I'm just full disclaimer here, none of this constitutes us telling you to go out and buy anything in particular. Okay. You got to talk with your, your own investment professional, but. You talk about the idea of needing an orchard when it comes to investing. Can you please tell us a little bit more about that?

Chad Hufford: 15:05

Absolutely. So here's the metaphor that we use. Investments are like an orchard and it connects on a lot of different levels. Number one is the timeless aspect. Trees don't grow overnight. You plant little seeds and they seem inconsequential at the time. Maybe you plant little saplings. It doesn't seem like a big deal. Just like no one push up makes you fit. No one dollar makes you wealthy. No one sapling creates an orchard. It's Hundreds, thousands of those little saplings, those little seeds that you plant over time that gradually grow and eventually start producing fruit. Now, the other way that this is important is because people think of wealth as something that they build and then they use up. Right. And there's my industry talks about accumulation phase, decumulation phase. Well, for somebody who's a natural saver, who is in the accumulation phase, and then they have to switch and slowly decumulate their investments. That's a terrible way to look at it for two reasons. Number one, if you're a natural saver and I'm telling you, you have to stop saving. You have to change your identity. Laura, you might view yourself as somebody I naturally save for the future. If you gradually are selling off. Your investments, you're gradually eroding away at your principal. You're gradually becoming more and more poor. You're, you're taking a step towards poverty every single day. Now you might die before you get there. That's a horrible way to live abundantly because somebody has to die in order for your financial plan to work. But if you view your wealth as an orchard, you're not consuming the trees. You're just picking the fruit. You still own what produces the income. You can live to be 58 or 108 and you're not going to worry about outliving your money if you've planted your orchard large enough because you're not actually consuming the trees. In fact, the trees can actually get larger even as you're picking the fruit. Now, it's not a perfect analogy, but it gets people past this idea of thinking, well, what happens if I live too long? You're going to design your orchard to outlive you because there's really only two financial outcomes when it comes to retirement or work optional lifestyle. Either you outlive your money, which is scary, which is anxiety ridden, which is not abundance. It's not freedom or your money outlives you where you can leave a legacy and you have something that goes beyond you and your life. And it's, it's beyond just the financial legacy. It's, yeah. An emotional legacy, because if you live every single life, knowing that you don't have to steal from your future self in order to enjoy the moment, every vacation, everything you do with your financial freedom has even more impact. Another reason we use this idea of the orchard is because. You wouldn't want to have just one type of tree in your orchard. You have to diversify. Because if your apples are out of season, all you have are apple trees. You're going to go hungry for a little bit. And people are so focused on the temporary price of their investments. It would be like a farmer looking at only how much are my trees worth today. If I cut them all down and sell them. Well, if you, if you never planned to cut them all down and sell them, it doesn't matter how much they're worth today. In fact, When everything goes on sale, like it is right now, the best companies in the world are at a discount. You can add more trees to your orchard at a cheaper price. Is it comfortable? No, not necessarily. Nobody likes to see the trees they've already planted temporarily devalued, but we can actually build our orchard larger because we can buy new trees to plant in that orchard a little bit cheaper than they were a few weeks ago and certainly two years ago. So those are all a lot of different reasons that we use that orchard metaphor, but it's a great way for people to think, give them a perspective shifts. They think about their investments differently. It's not about how much money your mutual funds are worth today. It's about how much income they can produce over a lifetime. That's what matters. And what you said a few minutes ago is kind of this bridge to this, we focus on what the money does. Not how much it's worth right now. Money is just a tool. If we're focusing on the life that it's building for us, we're less focused on the money itself, which maybe doesn't sound like it's a great idea. But if, if we're overly focused on the money, the tool becomes the objective and that's super unhealthy because then there's never enough because we can always work longer and have more and when the market goes down, when life throws us a curve ball. We're not focused on what the money can do for us. We're overly indexed on what is my money worth right now? If I sell everything, that's not what money does. Money is a tool to help you build a life of abundance. What we need to focus on is what we are building with that tool. And when that tool goes on sale, we buy

Laura: 19:49

more of it. I love this orchard idea. I'm a big fan of oak trees. Myself. On average, an oak tree will produce a 1M acorns and only 10, 000 of those acorns will grow into trees. And I just have this vision in my head of, not a 1M dropping at once and sprouting up other trees. It's a little by little by little because they can live for hundreds of years. So, little bits of fruit that are produced. I'm not trying to eat the whole thing. I'm not trying to grow the whole tree. I don't need to grow the whole orchard today. But if I can step by step, little by little, add to what I have my portfolio lead to the abundance, because how much more delicious is a table that has apple pie and pecan pie. That's the party I want to go to.

Chad Hufford: 20:36

And to that point, if we were to push that analogy a little bit further, like people are worried so much about individual companies and which companies are shy invest in right now, it's kind of like, we go back to acorn analogy, we don't know which acorn is going to sprout this beautiful oak tree. So that's why you invest in thousands of them and not put all our money in, in these few trees and hope that they take off. And if they don't, now your financial future is dependent on somebody else's company. That's not what we want. But when you own thousands of companies, your financial future is not tied to any one acorn, any one company. You don't have enough money in any one thing to make a killing. But you also don't have enough money in anyone thing to get killed by it. So it's not super sexy. It's not exciting. This isn't about get rich quick. It's about building wealth slowly, just like trees grow.

Laura: 21:23

I think having a lot of money in the long run is really sexy. So I love this whole thing. I love everything about it. Anybody that thinks something sounds too good to be true. It is like, don't fall for it. Get rich quick scheme because it's very easy. They're flashy. They're out there. They look really good, but it's a bitter fruit. It is a fruit that has not had time to ripen on a tree. Wait, go slow. I want to go back to something you said a few minutes earlier because I wrote it down and I think it's really important. Exactly how you said it. I'm not really sure because I wrote it funny, but it's the idea of when I blank, then I'll blank, right? Oh, we were talking about retirement is the finish line. So when I retire, then I'll whatever. We push the goalpost. It's a natural human tendency of, okay, I'm here. Well, then I'm going to wait. Well, then I'm going to wait. Well, then I'm going to wait. At what point in time should somebody stop pushing the goalpost and start investing?

Chad Hufford: 22:24

One of the reasons it's important to have something definitive out there as a goal is because you can continue to push the goalposts and even when you're investing. If you don't have a specific goal, there can always be more. But if you know that, Hey, if I have all my debt paid off, I can live very comfortably off, whatever the number is. 6, 000 a month or 10, 000 a month. Maybe it's 15, 000, but whatever. There's a finite amount of wealth. There's a finite size that your orchard needs to be to produce that amount of income. When you hit that number, then enough is enough. You don't have to keep working and you don't have to. Just pick up a little more over time and you push that finish line away from you a little bit further away, a little bit further away. Again, that's what we don't view as a finish line. We view these things as milestones as markers along a journey. It's a continuum. People can start experiencing this feeling of abundance and financial freedom along the path. They don't have to cross a line to get there because when you're on the right path, when you're executing a plan, you start feeling more free and to your question about when does somebody start investing? It's when they've put out the fires in the field. So we don't start planting our orchard with your field on fire. What I mean by that is debts and liabilities. So if you're scrambling to keep a business afloat and you're not sure if you're going to be able to make payroll on Friday, don't invest for 30 years from now. And if you're paying your credit card company, your student loan company, all this money every month, that's your field on fire. Don't plant trees right next to it. So sometimes you've got to put out the fires in your life before you start planting. But I also want to explain to people that if they've got debt knocked out. Don't be afraid to start small. Again, that's why we talk about this idea of the orchard that you plant trees while they're little, and it's about creating the habit. So we even have my kids do this right now. The money that they're saving every month is inconsequential, but it's the habit. Because a lot of people tell themselves, I will save when I get this promotion, when I make this money, when I get this degree and I move in this new career path. A lot of times it doesn't happen, Laura, because there's always an excuse to not save money unless you've already made it happen. I've met professional athletes and lawyers and physicians that make seven figures a year live paycheck to paycheck. I've got clients who we work with that have never made 100, 000 and are multimillionaires. I've got a truck driver that raised four kids off 50 a year. He's a multimillionaire because he started small. He didn't wait till If, or we didn't wait till when something happened, you, you do what you can with what you have right now and start to

Laura: 25:10

happen. That's really important. James clear and his book, atomic habit says that you can't improve a habit until you start a habit. So we, we have to start it. We have to get it going and then we can make improvements and then we can increase our investing. And then along the way, we should increase our giving too, because it makes us want to save more so that we can invest more so that we could give more Has to start small, because if you don't start small, where are you going to start? Your analogy with this orchard, you've got this deep understanding of it. Have you been doing a lot of research on orchards?

Chad Hufford: 25:42

I actually haven't. I don't know as much as I probably should, but if we actually go back kind of to more of a fitness analogy that you brought up saying, I'm going to wait until I have more money until I start investing, it's kind of like saying, I'm going to wait until I'm stronger until I go to the gym. Or I'm going to wait until I'm thinner before it goes, or I'm going to wait until I can run 10 miles before I start running. Like, no, it's the other way around. Like you do the thing and it makes you stronger. People that say I just don't have self discipline. So I can't do this. No, you have to discipline yourself. That's how you get self discipline. You have to go to the gym. That's how you get stronger. You have to save money. That's how you build wealth, but habits have to start small and. You might inherit an orchard, but if you don't know how to farm that orchard, you're probably going to lose it. So learn how to farm it from one sapling, from one small seed, and you gradually nurture that thing. You learn those principles that apply to all the trees in your orchard, but you can't wait until you have an orchard to start planting trees. It's got to start with even one.

Laura: 26:47

As we're going to start wrapping up here, I hope that people are listening. That doesn't matter where you're at. You can get started today. It's really important. And then you need to reach out to somebody that knows what they're talking about. You want to reach out to somebody like Chad at Veritas. So you can talk to somebody that knows what they're actually talking about. where could they go if they're listening to us today? Where could they go to talk to you?

Chad Hufford: 27:13

So Veritas Alaska. com is our website and we were founded Alaska. We work with people all over the United States. So Veritas Alaska. com if they have questions or they want help identifying what are their future goals? Like, what I don't. What does my orchard need to look like? They can also shoot us an email, ask at Veritas, Alaska. com. That's a S K at Veritas, Alaska. com. And then we're on Instagram and Facebook and LinkedIn as

Laura: 27:38

well. Perfect. And of course, all of that's going to be done in the show notes. And I'm going to ask you my final question. What is the legacy that you want to leave?

Chad Hufford: 27:51

So I want people to be able to look back at my life and realize that The impact my life had was lived out through my kids, through my company and through the people that outlive me and that we, we created an inflection point in their life where they can look back and say, my life is different now because. I think my why has always been to help people live a more abundant life. It used to be fitness. I now use finances as a tool and I speak most weeks at our church. I teach a class there and it's faith. So there's a bunch of different pillars of this. But at the end of the day, my why has always been to help people live a more abundant life. And if people can look back and say my life was better, it had more impact because I knew Chad, I knew his family, I knew his company. Then I think I've had a life well lived.

Laura: 28:47

I agree. I have a friend that says I am the 1st link in a new chain. I don't want to help people create their new chain. Well, I really appreciate you being here with me today. Thank you so much for taking the time out. There are some new and exciting things on the horizon for you. I'm going to make you just go ahead and say it. What have you created? It's out in the world and you're excited about that's brand new because you're excited about your 6 kids. You created that too, but there's something new that you have done. I want you to talk about it very quickly. Well, I

Chad Hufford: 29:20

have a book out for pre order by the time this show comes out, it, it will be still in pre order status forging financial freedom and people can visit forging financial freedom. com and to get on our list, also get access to the bonuses. We'll do something special for your listeners. So they have additional bonuses to be able to apply the principles that we talk about, but. It's the mindsets and lessons that we've learned from working with blue collar millionaires for the last couple of decades condensed into a simple book. And we made it more about mindset and about perspective. Because if you aren't thinking right, it's really hard to act right. And there's a lot of ways out there to build wealth and a lot of them work, but unless you have the right mindset, unless you have the right viewpoint of wealth and investing, you're probably not going to be able to execute those steps long enough to get the results you want. If you're switching up farming techniques every other season, your trees are probably never going to grow. So it's, it's about creating that mindset, helping people. Live a more abundant life from the inside out.

Laura: 30:29

You also have to watch out for planting a seed and then digging it up to see if it's growing and then covering it up and then digging it up and seeing if it's current. It's not going to work. It's not going to work. It's not going to take root. All right. Well, I appreciate you very much. Thank you,

Chad Hufford: 30:42

Laura. It's been great to be here. I've really enjoyed this conversation. So it's been a privilege and a pleasure.

Laura: 30:49

Thank you for investing your time with us today on the Accelerate Your Legacy podcast. Remember, your legacy isn't just measured in dollars and cents, but in the tools, habits, mindset, and reputation you leave behind. Don't just listen to the show, but take action on what you've learned. Share this wisdom with a friend who can benefit and help us spread the word by rating and reviewing the podcast. For questions or encouragement, reach out to me on Instagram at Accelerate Your Legacy or explore the resources listed in the show notes. I will be back with you next week. Until then, build your legacy with intention.